1-2-3 REWARDS® MasterCard®
ATTENTION RALPHS CUSTOMERS:
We now have a new rewards credit card exclusively for Ralphs customers! Earn DOUBLE Ralphs rewards points with the new Ralphs rewards plus MasterCard®
Learn more about the Ralphs rewards plus MasterCard
Earn Free Groceries!
point per $1 spent anywhere MasterCard® is accepted
points per $1 spent in the Kroger® family of stores (excluding fuel centers)
points per $1 spent on the Kroger family of quality brands
Every 1,000 points = $5 in free groceries!
Your 1-2-3 REWARDS® MasterCard® is your Shopper's Card, MasterCard, and rewards card all in one. Apply online to get your 1-2-3 REWARDS® MasterCard® today. You'll find it's:
- Rewarding—Free groceries for every 1,000 points!
- Easy—Automatic reward certificates sent every three months for earned rewards
- Valuable—Additional 5¢ fuel discount† at participating Kroger family of stores
- Simple—No annual fee
- Smart—2.99% APR** introductory rate on balance transfers
- Safe—Zero fraud liability
- Accepted—Worldwide MasterCard acceptance for extra purchasing power
APPLY NOW
More Information
- 1-2-3 REWARDS® MasterCard® Product Details
- 1-2-3 REWARDS® MasterCard® FAQ
- 1-2-3 REWARDS® MasterCard® Rates and Terms
- Earning 1-2-3 REWARDS® Points
- Privacy Notice
* For a limited time only. Subject to credit approval. Discount will be received through mail in the form of a store coupon. Must use your 1-2-3 REWARDS® MasterCard® for $25 coupon to be valid.
† Fuel discount effective for a limited time only at participating Kroger Family of Stores Fuel Center locations. Fuel discount requires minimum spend in qualifying purchases at Kroger Family of Stores. Purchases made at Kroger Family of Stores Fuel Centers do not earn Rewards points. See store receipt for details. Offer not valid with any other discount offers. Please see store for fuel discount details and in-store spending requirements. Discounts and spending requirements vary by location. Not valid in AL, LA, MO or where prohibited by law.
** For your first 9 billing cycles. Thereafter, a variable rate from 12.99%, 15.99%, 18.99%, or 21.99% (as of 11/20/09) will apply. We will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum, which will be provided with your credit card and your Agreement. Fees apply for each balance transfer—3%, $10 minimum. Balance transfers do not receive Reward points.
The 1-2-3 REWARDS® MasterCard® is issued by RBS Citizens, N.A. on behalf of Kroger Personal Finance®.
